Storm & Hail Damage Roof Checklist

What do you see from the ground?

Stay off the roof. Walk the property and tick everything that applies.

Dented gutters, downspouts or roof ventsSoft metals show hail size and directionShingle pieces or ridge caps in the yardA sign of wind damage or lifted shinglesGranules piled at downspout outletsLooks like coarse black sand; shingles losing protectionWater stains or drips on a ceilingActive leak; call soon to avoid decking and drywall damageDented AC condenser fins, mailbox or patio furnitureConfirms hail hit your propertyCracked or broken window screens or sidingStrong indicator of hail impactsNeighbors are getting roof work or adjuster visitsStorms hit whole neighborhoodsVisible missing, lifted or creased shinglesWind breaks the seal strip and shingles start flappingHail 1 inch (quarter-size) or larger was reportedCheck the NWS storm reports for your area

Roof age (years)

Damage likelihood

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Book a free damage inspection This self-check is a guide, not a diagnosis. Only an up-close inspection can confirm storm damage. Nothing you enter is saved or sent.

Why most storm damage goes unnoticed

Hail damage on asphalt shingles usually looks like small dark spots where granules were knocked off, or soft "bruises" you can only feel by hand. From the driveway, a hail-damaged roof often looks perfectly fine. The clues are on the softer things around your home: gutters, vents, AC fins and screens.

What to do after hail or high wind in Katy

Stay safe. Avoid downed power lines and don't climb on the roof.
Document. Photograph dents, debris and any interior water spots with dates.
Prevent more damage. If water is coming in, call us for an emergency tarp.
Get an inspection. A free roof inspection confirms whether there's damage worth claiming.
Then decide on a claim. See our Texas roof insurance claim guide.

Watch out for storm chasers

After big storms, out-of-town crews knock on doors across Katy. Be cautious with anyone who offers to "cover your deductible" (illegal in Texas), pressures you to sign that day, or can't give you a local address. Read how to choose a roofer in Katy, check the live Katy weather page for recent alerts, or call (512) 297-7580.

Free roof inspection in Katy

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FAQ

Questions about this tool

How soon after a storm should I get my roof inspected?

As soon as practical, ideally within a few weeks. Many Texas policies set deadlines for reporting storm damage, and small breaks can leak with the next rain.

Can I see hail damage from the ground?

Usually not on the shingles themselves. Dents in gutters, vents and AC fins are the best ground-level clues.

Will filing a claim raise my premium?

Weather claims are generally treated differently from at-fault claims, but every insurer is different. Ask your agent, and get an inspection first so you only file when there's real damage.